Transcript Hello, my name’s Andrew Sawin. I’m an attorney at Sawin and Shea. We’re bankruptcy attorneys, and we’re here to talk today about evictions. With the current COVID-19 crisis, I know many of you are having trouble paying rent, keeping up with the house or apartment payments. You’re worrying more than ever about what’s going … Read More
Each year, about one out of every 55 U.S. households will include someone filing for bankruptcy. Within those households, women are more likely to file for bankruptcy than men, but only slightly so. According to the debt education organization Debt.org, about 48% of bankruptcy filers are men and 52% are women. The reasons vary. Read … Read More
The name millennials refers to a generation of people born between 1981 and 1996. Now in their 20’s and 30’s, they are building up an enormous amount of debt as they reach young adulthood. Experts estimate $1 trillion of all debt in the United States is now held by millennials, which is an increase of … Read More
At Sawin & Shea, our clients are often concerned about having low credit scores. They wonder if bankruptcy will make the situation worse. On the contrary, bankruptcy can actually improve your credit and get you back on your feet financially. Here’s how an Indiana bankruptcy can help re-establish your credit. Will Bankruptcy Ruin My Credit … Read More
If you’re thinking of filing for bankruptcy and you live in Indiana, you may be wondering whether it could eliminate your tax debt. Hoosiers can sometimes get their tax debt discharged during an Indiana bankruptcy. However, you may have received conflicting advice about whether or not it’s possible to make this happen. So let’s settle … Read More
Bankruptcy isn’t something most people expect to deal with in their lives. However, about 770,000 people in the U.S. file for bankruptcy every year. The reasons range from unexpected problems from health issues to excessive spending, but the result is a huge pile of debt that’s almost impossible to surmount without the help of bankruptcy. … Read More
Do you know any debt that lasts more than one year is considered long-term debt? This includes any loan that involves making periodic payments for more than 12 months or any debt that can’t be paid off in full within one year. Most people have at least some type of long-term debt like a mortgage, … Read More
Almost half of all Millennials and Generation Xers are 90 days behind on at least one of their bills. Americans under age 50 are much more likely than their predecessors to struggle to pay for basic living expenses like rent, utilities and groceries. There’s a mix of reasons behind this phenomenon, including heavy student loan … Read More
Has a creditor filed lawsuit against you? It’s a common misconception that a lawsuits or judgments are not discharged in bankruptcy. This isn’t the case. In fact, bankruptcy can be an effective way to deal with debt even when a judgment or pending action is looming against you. Look at filing for bankruptcy when … Read More
Before you file for Chapter 7 or 13 bankruptcy, you may begin to wonder what your life will be like after your bankruptcy plan takes effect. What’s your financial outlook? Will you have enough money to cover your basic living expenses? How will the bankruptcy affect your credit score? Will you ever be able … Read More
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
