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Are You Having Trouble Paying Rent & Looking at Eviction During the COVID-19 Crisis? Transcript Hello, my name's Andrew Sawin. I'm an attorney at Sawin and Shea. We're bankruptcy attorneys, and we're here to talk today about evictions. With the current COVID-19 crisis, I know many of you are having trouble paying rent, keeping up with the house or apartment payments. You're worrying more than ever about [...]

By |2020-05-19T08:31:07-04:00May 19th, 2020|Bankruptcy Law, Debt Relief|0 Comments

Are Women More Likely to File for Bankruptcy Than Men?

Each year, about one out of every 55 U.S. households will include someone filing for bankruptcy. Within those households, women are more likely to file for bankruptcy than men, but only slightly so. According to the debt education organization, about 48% of bankruptcy filers are men and 52% are women. The reasons vary. Read [...]

By |2020-06-29T14:59:19-04:00March 2nd, 2020|Bankruptcy Basics, Bankruptcy Law, Debt Relief|0 Comments

Why Are More Millennials Facing Bankruptcy?

The name millennials refers to a generation of people born between 1981 and 1996. Now in their 20’s and 30’s, they are building up an enormous amount of debt as they reach young adulthood. Experts estimate $1 trillion of all debt in the United States is now held by millennials, which is an increase of [...]

By |2020-01-20T08:43:04-05:00January 27th, 2020|Bankruptcy Law, Debt Relief, Debt Relief Solutions|0 Comments

If I File For Bankruptcy, What Happens To My Credit Rating?

At Sawin & Shea, our clients are often concerned about having low credit scores. They wonder if bankruptcy will make the situation worse. On the contrary, bankruptcy can actually improve your credit and get you back on your feet financially. Here’s how an Indiana bankruptcy can help re-establish your credit. Will Bankruptcy Ruin My Credit [...]

Can Bankruptcy Help Me With My Tax Debt?

If you’re thinking of filing for bankruptcy and you live in Indiana, you may be wondering whether it could eliminate your tax debt. Hoosiers can sometimes get their tax debt discharged during an Indiana bankruptcy. However, you may have received conflicting advice about whether or not it’s possible to make this happen. So let’s settle [...]

By |2021-01-22T14:48:13-05:00September 25th, 2019|Bankruptcy Law, Debt Relief, Taxes|0 Comments

What Are The Top Reasons For Bankruptcy Filings?

Bankruptcy isn’t something most people expect to deal with in their lives. However, about 770,000 people in the U.S. file for bankruptcy every year. The reasons range from unexpected problems from health issues to excessive spending, but the result is a huge pile of debt that’s almost impossible to surmount without the help of bankruptcy. [...]

What Are The Consequences of Long-Term Debt?

Do you know any debt that lasts more than one year is considered long-term debt? This includes any loan that involves making periodic payments for more than 12 months or any debt that can’t be paid off in full within one year. Most people have at least some type of long-term debt like a mortgage, [...]

By |2020-02-06T13:23:29-05:00August 14th, 2019|Bankruptcy Basics, Bankruptcy Law, Debt Relief|0 Comments

What Are Good Ways to Pay Bills on Time?

Almost half of all Millennials and Generation Xers are 90 days behind on at least one of their bills. Americans under age 50 are much more likely than their predecessors to struggle to pay for basic living expenses like rent, utilities and groceries. There’s a mix of reasons behind this phenomenon, including heavy student loan [...]

By |2020-02-06T13:20:02-05:00July 26th, 2019|Bankruptcy Basics, Bankruptcy Law, Debt Relief|0 Comments

[Video] Can I File for Bankruptcy If I’m Involved in a Lawsuit?

  Has a creditor filed lawsuit against you? It’s a common misconception that a lawsuits or judgments are not discharged in bankruptcy. This isn’t the case. In fact, bankruptcy can be an effective way to deal with debt even when a judgment or pending action is looming against you. Look at filing for bankruptcy when [...]

[Video] What is Life Like After Filing for a Chapter 7 or 13 Bankruptcy?

  Before you file for Chapter 7 or 13 bankruptcy, you may begin to wonder what your life will be like after your bankruptcy plan takes effect. What’s your financial outlook? Will you have enough money to cover your basic living expenses? How will the bankruptcy affect your credit score? Will you ever be able [...]

By |2020-02-06T13:31:24-05:00June 12th, 2019|Bankruptcy Basics, Bankruptcy Law, Debt Relief|0 Comments