Andrew Sawin

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About Andrew Sawin

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So far Andrew Sawin has created 87 blog entries.

Car Payments and Car Repossession

Are you behind on car payments? Is a car repossession looming in your future? Now’s the time to act. Car repossession is one of the many reasons people contact the Indiana bankruptcy attorneys here at Sawin & Shea. Losing your car can completely disrupt your life and work, so you may wonder what you can [...]

COVID-19, Evictions, and Mortgage Moratoriums

The COVID-19 crisis left many Hoosiers in a tough spot financially. When eviction and mortgage moratoriums prevented people from losing their homes during the pandemic, it came as a huge relief. Now many of these moratoriums are approaching expiration and you’re probably wondering what happens next. Will you lose your home? If you’re behind on [...]

By |2021-01-22T14:29:52-05:00January 21st, 2021|Bankruptcy Basics, Bankruptcy Law|0 Comments

Bankruptcy and Tax Refund Strategies

As tax time approaches, it’s the perfect time to think about how you can make good financial decisions. For someone who’s pursuing Chapter 7 bankruptcy, this is especially important. Chapter 7 bankruptcies are liquidation bankruptcies, meaning non-exempt assets can be liquidated to pay your creditors back something. One of the most common assets that bankruptcy [...]

By |2021-01-22T14:29:18-05:00January 12th, 2021|Bankruptcy Basics, Bankruptcy Law|0 Comments

Need to Know About Debt Negotiation and Settlement?

If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. There are countless scams and “credit repair” cons trying to take advantage of your situation when you need help the most. Credit counseling and debt management agencies may be [...]

How Can I Eliminate Tax Debts In Bankruptcy?

One of the things that people hear about bankruptcy is that it usually doesn’t discharge some debts owed to the government, like taxes. Even if you have a large burden of tax debt that is making it extremely difficult to reconcile your finances, bankruptcy can’t always help. However, here is some good news: You actually [...]

Indiana Rental Assistance Program

There is rent money help available for Indiana residents affected by the economic ramifications of Covid-19. Thousands of good Hoosier families have fallen behind in their rent through no fault of their own. To help those individuals, the State of Indiana and the city of Indianapolis have announced rent assistance programs. These programs could help [...]

What Debts Will Remain After A Chapter 13 Discharge?

Chapter 13 bankruptcy can wipe out most kinds of debts and leave you with a much brighter financial picture. But Chapter 13 can’t discharge all types of debt you’ve taken on. Some debts will remain after your bankruptcy, although you’ll be in a much better position to handle them. Here’s a closer look at how [...]

Indianapolis Moratoriums Ending – Potential Utilities Shut Off

https://youtu.be/alLYAtJRwHU Transcript: Yes. Hello. Good afternoon, Richard Shea here with Sawin and Shea. As you are aware, due to COVID-19, there had been a lot of moratoriums on place regarding debt collection and especially related to utilities. Well, as noted in the Indianapolis Star, just yesterday, those moratoriums are starting to come to an [...]

Can I Protect My Home and Personal Property in Bankruptcy?

If you’re filing for bankruptcy, you might be assuming that you’ll lose your house and personal property. This is rarely true. Many people keep control over their assets through the use of bankruptcy exemptions, which are special rules that allow people who are filing for a Chapter 7 bankruptcy to keep certain property if its [...]

Will Everyone Know If I File for Bankruptcy?

If you are worried that people will know you’re filing for bankruptcy, let’s put your mind at ease. The widespread publishing of bankruptcy filings in local newspapers is a thing of the past. In fact, look closely at any bankruptcy notices that do appear in your local newspaper. If anything appears at all they are [...]

By |2020-06-29T13:51:00-04:00June 11th, 2020|Bankruptcy Basics, Bankruptcy Law|0 Comments