We pursue creditors for damages when they use illegal debt collection practices. We have recovered thousands of dollars from creditors relating to these violations.
If you have not filed for bankruptcy and are having trouble with debts, review the information on these pages: Chapter 7 Bankruptcy and Chapter 13 Bankruptcy
If you have filed for bankruptcy and:
- You are finding errors on your credit report, review information about the Fair Credit Reporting Act here: FCRA
- You are receiving letters or unwanted statements or phone calls from creditors, review information about the Fair Debt Collection Practices Act here: FDCPA
- You are receiving calls from creditors or other advertisers on your cell phone, review information about the Telephone Consumer Protection Act here: TCPA
HOW TO MAKE MONEY FROM YOUR BANKRUPTCY?
Many of our clients have been able to recover money before ever filing for bankruptcy with our office. You could too!
How you may ask? The Fair Debt Collection Practices Act (commonly called the “FDCPA”), is a federal statute that protects consumers from unsavory debt collection practices.
Essentially, there are a lot of things debt collectors cannot do, and just as many that they must do, to comply with the law.
Please keep in mind there is no debtors prison, you cannot go to jail for simply owing a private entity money.
Do not allow yourself to be intimidated by these unfair practices. Call us today!
The attorneys for Sawin & Shea have appeared on nearly 1,000 FDCPA cases and can help you possibly receive money before you file bankruptcy.
If you believe that you have been the victim of unfair debt collection practices please contact us.
We take cases on a contingency fee basis, which means no money comes out of your pocket!
For example, a debt collector cannot:
- Call you on the telephone repeatedly and at odd hours
- Call you, but not announce who he/she is
- Disclose your information to third parties
- Use abusive/offensive language
- Contact you after written notification that you do not want to be contacted
- Claim to be affiliated with any governmental organization
- Misrepresent the character, amount or legal status of a debt
- Threaten to take action no intended to be taken
- Threaten to or communicate false credit information
- Use deceptive methods to collect debts
- And many more…