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Bankruptcy Law

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automatic stay

Automatic Stay Timeline

When an individual or business files for bankruptcy, an automatic stay immediately goes into effect. This stay halts most collection activities and legal actions against the filer. For debtors, the automatic stay provides critical breathing room to address financial issues under bankruptcy court protection.  What is an Automatic Stay?  An automatic stay refers to the … Read More

Cryptocurrency Bankruptcy

Cryptocurrency Bankruptcy vs. Normal Bankruptcy

In recent years, cryptocurrencies have become incredibly popular, and numerous Indiana residents own different types of digital currencies, such as Bitcoin, Ethereum, Tether, and more. Unlike other investments, these currencies are decentralized, have no association with centralized banks, and have no physical form, existing purely in the digital realm. With that being said, cryptocurrency bankruptcy has … Read More

file for bankruptcy

Can You File for Bankruptcy While Traveling?

Everyone needs a break occasionally. But if you’re trying to decide if you should file for bankruptcy, going on vacation is more complicated. Here’s what you need to know.  Vacation in Chapter 7 Bankruptcy You can take a vacation before filing for Chapter 7 bankruptcy if you’ve already paid for it, you weren’t experiencing financial … Read More

what debts are not discharged in bankruptcy

What Debts Are Not Discharged in Bankruptcy?

People file for bankruptcy for any number of reasons, from job loss, to unpaid medical bills, to sky-high credit card bills. And it’s not an uncommon event either– roughly 375,000 people filed for bankruptcy in 2022 alone.  It’s a good solution for many people because declaring bankruptcy provides some relief from the crushing weight of … Read More

how does bankruptcy affect your job and future credit

How Does Bankruptcy Affect Your Job and Future Credit?

If you find yourself in an untenable financial situation, bankruptcy may be your best option. But that doesn’t mean the process isn’t stressful and overwhelming. There are many considerations. One of the things you may be most concerned about is whether it will affect your current job or future credit.  Chapter 7 bankruptcy, or liquidation … Read More

what happens if I file for bankruptcy

What Happens If You File For Bankruptcy?

Declaring bankruptcy can appear incredibly intimidating. Sadly, many people choose not to file due to shame and embarrassment. The truth is that there’s nothing wrong with declaring bankruptcy, and it’s often the best option for those struggling with overwhelming debt.   If you decide to declare personal bankruptcy, you’ll more than likely need to file through … Read More

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$0 Down Attorney Fees

No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.