Bankruptcy Law

/Bankruptcy Law

Bankruptcy and Unemployment

Are you dealing with the double battle of losing your job while deeply in debt? Now you’ve lost your source of income while already struggling to pay your bills. In this situation, you may be wondering whether bankruptcy could be a good solution. After all, it’s nearly impossible to make progress on paying down your [...]

Credit Reporting During and After Bankruptcy

Have you wondered what will happen to your credit report during and after your bankruptcy? When you’re working with a bankruptcy attorney at Sawin & Shea, one of the services we offer is reviewing your credit report. Here’s why we do so and why it will be a huge help to you. And good news [...]

How to Handle Collection Calls

When you hire Sawin & Shea for your bankruptcy, we give you a phone script that helps you handle collection calls. After you retain the firm, creditors must stop calling you once they have notice of our representation. During your bankruptcy, bill collectors are required to follow certain rules for phone calls and other communications, [...]

By |2021-01-29T10:36:56-05:00January 28th, 2021|Bankruptcy Basics, Bankruptcy Law, Creditors|0 Comments

COVID-19, Evictions, and Mortgage Moratoriums

The COVID-19 crisis left many Hoosiers in a tough spot financially. When eviction and mortgage moratoriums prevented people from losing their homes during the pandemic, it came as a huge relief. Now many of these moratoriums are approaching expiration and you’re probably wondering what happens next. Will you lose your home? If you’re behind on [...]

By |2021-01-22T14:29:52-05:00January 21st, 2021|Bankruptcy Basics, Bankruptcy Law|0 Comments

Bankruptcy and Tax Refund Strategies

As tax time approaches, it’s the perfect time to think about how you can make good financial decisions. For someone who’s pursuing Chapter 7 bankruptcy, this is especially important. Chapter 7 bankruptcies are liquidation bankruptcies, meaning non-exempt assets can be liquidated to pay your creditors back something. One of the most common assets that bankruptcy [...]

By |2021-01-22T14:29:18-05:00January 12th, 2021|Bankruptcy Basics, Bankruptcy Law|0 Comments

When Is the Right Time to Be Thinking About Bankruptcy?

Sometimes the best offense is a good defense, even when it comes to finances. If you have been hit hard by the economic upheaval of the coronavirus, filing for bankruptcy may be your best option. At a time when thousands are already struggling with historic stressors due to the uncertainty caused by the pandemic, it [...]

By |2020-09-04T10:57:38-04:00August 31st, 2020|Bankruptcy Basics, Bankruptcy Law|0 Comments

Need to Know About Debt Negotiation and Settlement?

If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. There are countless scams and “credit repair” cons trying to take advantage of your situation when you need help the most. Credit counseling and debt management agencies may be [...]

How Can I Eliminate Tax Debts In Bankruptcy?

One of the things that people hear about bankruptcy is that it usually doesn’t discharge some debts owed to the government, like taxes. Even if you have a large burden of tax debt that is making it extremely difficult to reconcile your finances, bankruptcy can’t always help. However, here is some good news: You actually [...]

What Does a Chapter 13 Repayment Plan Look Like?

It’s a smart choice to file for Chapter 13 bankruptcy. Your bankruptcy plan will allow you to catch up on payments and settle your debts while giving you a chance to keep your home treasured belongings. If you have a job but you’re struggling to make your payments every month, Chapter 13 can help. In [...]

What Are My Repayment Obligations Under Chapter 13 Bankruptcy?

When you’re considering Chapter 13 bankruptcy, you’re also wondering how much of your debt you’d be obligated to pay back. Plus, you need to know how much time and paperwork it will take. Let’s take a look at a debtor’s obligations under Chapter 13 bankruptcy. This could be an excellent choice for you, depending on [...]