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Can I Put My Property in My Spouse’s Name and File for Bankruptcy?

If you are married and preparing to file for bankruptcy, you may be wondering how it will affect your spouse. While you can file individual bankruptcy, there are still potential consequences for your spouse. Generally, it depends on what joint property you own, whether or not you live in a common-law property state, and which [...]

By |2021-09-23T10:54:12-04:00September 22nd, 2021|Bankruptcy Law, Chapter 13 Bankruptcy, Property|0 Comments

Can Social Security Overpayments be Discharged in Bankruptcy?

It would be reassuring to think that government agencies never make mistakes, but like all huge entities--sometimes they do. The Social Security Administration sometimes makes the mistake of overpaying people so often that they have a formal procedure to follow when it happens, including forms ready to go when it is discovered. Old Age and [...]

By |2021-09-23T10:49:31-04:00September 15th, 2021|Bankruptcy Law, Social Security Disability|0 Comments

If I File for Bankruptcy, Will My Spending Be Monitored?

It’s normal to have a lot of questions about the process and impact of bankruptcy. Even though there are hundreds of thousands of Americans who file for bankruptcy every year, it is still a pretty mystifying experience for most people. That’s one of the reasons why you should always have someone on your side during [...]

By |2021-09-23T10:47:11-04:00September 8th, 2021|Bankruptcy Basics, Creditor Harrassment, Debt Relief|0 Comments

Bankruptcy Reform Bill and Student Loans

Student loan debt is one of the heaviest burdens on today’s society. Those in their 30’s and 40’s who would typically have bought homes and new cars and even started families at this point are years behind previous generations in those areas. Instead, they are buried under crippling debt, unable even to fathom the possibility [...]

By |2021-09-08T11:22:41-04:00September 1st, 2021|Bankruptcy Law, Student Loans|0 Comments

Can I Travel While Filing for Bankruptcy?

The short answer to this question is yes, but with caveats. However, the requirements for Chapter 7 and Chapter 13 Bankruptcy are different, so we’ll discuss each of them separately. Chapter 7 In Chapter 7 Bankruptcy, you file papers with the Bankruptcy Court asking for immediate protection from your creditors and ultimately for an elimination [...]

Bankruptcy and Your Job

One issue that you may worry about when filing for bankruptcy is whether or not it will affect your employment. In the midst of a stressful financial time when you are having to accept the idea that your finances are changing, it is normal to believe that there is a stigma attached to bankruptcy. Be [...]

By |2021-09-23T10:35:10-04:00August 18th, 2021|Bankruptcy Basics, Bankruptcy Law|0 Comments

Inheritance and Bankruptcy

Bankruptcy is a dark time during one’s life, and the passing of a loved one can make it even darker. If your loved one left you an inheritance, you may feel immense gratitude amid your grief — a light in your dark world. Unfortunately, there are rules to follow when it comes to inheritance and [...]

By |2021-08-13T15:52:47-04:00August 11th, 2021|Bankruptcy Basics, Bankruptcy Law|0 Comments

Short Sales and Bankruptcy

If you are struggling to pay your mortgage and owe more on your house than the house is worth, you have several options. None of these options are miracle cures — they each come with pros and cons worth considering. One of these options is a short sale. This is when a lender agrees to [...]

By |2021-09-23T10:33:25-04:00August 4th, 2021|Bankruptcy Basics, Foreclosure|0 Comments

Debts That Can’t Be Discharged During Bankruptcy

It’s tempting to believe that filing for bankruptcy is like having a magical wizard wave his wand to make all of your problems disappear. Unfortunately, this isn’t exactly the case. You need to know exactly which debts can be discharged and which debts can’t as you begin the process. Bankruptcy isn’t rare in the Hoosier [...]

Summer Vacation Savings: Traveling for Less

Now that summer’s here, it’s time to jumpstart your summer vacation planning. An important component, of course, is budgeting. You deserve a break, but just make sure you don’t break the bank. Below are some guidelines and considerations for keeping the cost of your summer vacation low while still having a great time for yourself [...]