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Indianapolis Moratoriums Ending – Potential Utilities Shut Off

https://youtu.be/alLYAtJRwHU Transcript: Yes. Hello. Good afternoon, Richard Shea here with Sawin and Shea. As you are aware, due to COVID-19, there had been a lot of moratoriums on place regarding debt collection and especially related to utilities. Well, as noted in the Indianapolis Star, just yesterday, those moratoriums are starting to come to an [...]

What Can I Do About Creditor Harassment?

After you file for bankruptcy, it is illegal for your creditors to continue contacting you and asking for payments. The U.S. Bankruptcy Code, Telephone Consumer Protection Act (TCPA), The Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA) all prohibit certain types of creditor behavior and are tools for consumers to [...]

COVID-19, The Cares Act and Credit Reporting

The Covid-19 pandemic has resulted in an economic slowdown unprecedented in modern history. In response to this economic impact The CARES Act was signed into law March 27, 2020. One of its provisions in the act provided for mortgage forbearance agreements and modifications to the Fair Credit Reporting Act. Pursuant to the Cares Act, most [...]

By |2020-06-23T13:53:24-04:00June 23rd, 2020|Bankruptcy Law|0 Comments

Can I Protect My Home and Personal Property in Bankruptcy?

If you’re filing for bankruptcy, you might be assuming that you’ll lose your house and personal property. This is rarely true. Many people keep control over their assets through the use of bankruptcy exemptions, which are special rules that allow people who are filing for a Chapter 7 bankruptcy to keep certain property if its [...]

Will Everyone Know If I File for Bankruptcy?

If you are worried that people will know you’re filing for bankruptcy, let’s put your mind at ease. The widespread publishing of bankruptcy filings in local newspapers is a thing of the past. In fact, look closely at any bankruptcy notices that do appear in your local newspaper. If anything appears at all they are [...]

By |2020-06-29T13:51:00-04:00June 11th, 2020|Bankruptcy Basics, Bankruptcy Law|0 Comments

Car Repossessions During the COVID-19 Crisis

https://youtu.be/gdVWshe9FAo Transcript Hi, I'm Andrew Sawin, an attorney at Sawin and Shea Bankruptcy Law Office. I'm here to talk to you today about repossessions. I know currently with this current COVID-19 crisis, many car lenders have voluntarily suspended repossessions. This is voluntary. There is no state mandate keeping them from repossessing cars. As you [...]

Are You Having Trouble Paying Rent & Looking at Eviction During the COVID-19 Crisis?

https://youtu.be/iNzsR8GPONM Transcript Hello, my name's Andrew Sawin. I'm an attorney at Sawin and Shea. We're bankruptcy attorneys, and we're here to talk today about evictions. With the current COVID-19 crisis, I know many of you are having trouble paying rent, keeping up with the house or apartment payments. You're worrying more than ever about [...]

By |2020-05-19T08:31:07-04:00May 19th, 2020|Bankruptcy Law, Debt Relief|0 Comments

Bankruptcy Court Is Closed – But Creditor Meetings Are Still Proceeding Via Teleconferencing

https://youtu.be/DuTB9ZLCMwY Transcript Hello, this is Richard Shea with Sawin & Shea. As people are aware, due to COVID-19, the bankruptcy court has shut down all in-person hearings. With those changes, a meeting of creditors for active bankruptcy cases are still taking place and are going to be taking place for the foreseeable future. But [...]

How Does The 2020 Cares Act Affect A Chapter 13 Bankruptcy?

https://youtu.be/kiHOqVgVQR4 Transcript Hello Richard Shea here with Sawin and Shea. I want to give you an update here related to the March 27th passage of the cares act in Congress. Now this is directed mainly towards people who are involved in active chapter 13 bankruptcies. Under the act, if you were in an act [...]

By |2020-06-29T15:03:46-04:00April 29th, 2020|Bankruptcy Law, Chapter 13 Bankruptcy|0 Comments

Beware of Email Scammers in this COVID-19 Environment

https://youtu.be/0e1kWPIr0nw Transcript: Hello, this is Andrew Sawin from Sawin & Shea, talking a little bit to you today about the unprecedented situation we find ourselves in now with this COVID-19 virus. During these times, we've noticed an increase of activity from scammers. We want you to be wary that there are several things going [...]

By |2020-06-29T15:04:45-04:00April 20th, 2020|Bankruptcy Law, Complaints, Fraud, Scams, Videos|0 Comments