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Richard Shea

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when should you file for bankruptcy

When Should You File for Bankruptcy?

Financial crises can devastate self-esteem and family relationships and hamper a person’s ability to cope with life in general. The good news – the light at the end of the tunnel – is that there is an excellent way to ease these fiscal-related woes: filing for bankruptcy.   What is the Best Time to File for … Read More

how does bankruptcy affect your job and future credit

How Does Bankruptcy Affect Your Job and Future Credit?

If you find yourself in an untenable financial situation, bankruptcy may be your best option. But that doesn’t mean the process isn’t stressful and overwhelming. There are many considerations. One of the things you may be most concerned about is whether it will affect your current job or future credit.  Chapter 7 bankruptcy, or liquidation … Read More

what happens if I file for bankruptcy

What Happens If You File For Bankruptcy?

Declaring bankruptcy can appear incredibly intimidating. Sadly, many people choose not to file due to shame and embarrassment. The truth is that there’s nothing wrong with declaring bankruptcy, and it’s often the best option for those struggling with overwhelming debt.   If you decide to declare personal bankruptcy, you’ll more than likely need to file through … Read More

chapter 13 bankruptcy dismissed

Chapter 13 Bankruptcy Dismissed. Can I Refile?

Filing for Chapter 13 bankruptcy can help you improve your financial situation. The Chapter 13 repayment plan consolidates your existing debts into a three to five-year plan to pay back your creditors, and initiating the process offers immediate protections, including an automatic stay, and allows you to keep all of your possessions. Unfortunately, not everyone … Read More

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Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

$0 Down Attorney Fees

No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.