Protection from Creditors

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Indiana Rental Assistance Program

There is rent money help available for Indiana residents affected by the economic ramifications of Covid-19. Thousands of good Hoosier families have fallen behind in their rent through no fault of their own. To help those individuals, the State of Indiana and the city of Indianapolis have announced rent assistance programs. These programs could help [...]

Indianapolis Moratoriums Ending – Potential Utilities Shut Off

https://youtu.be/alLYAtJRwHU Transcript: Yes. Hello. Good afternoon, Richard Shea here with Sawin and Shea. As you are aware, due to COVID-19, there had been a lot of moratoriums on place regarding debt collection and especially related to utilities. Well, as noted in the Indianapolis Star, just yesterday, those moratoriums are starting to come to an [...]

Can I Protect My Home and Personal Property in Bankruptcy?

If you’re filing for bankruptcy, you might be assuming that you’ll lose your house and personal property. This is rarely true. Many people keep control over their assets through the use of bankruptcy exemptions, which are special rules that allow people who are filing for a Chapter 7 bankruptcy to keep certain property if its [...]

If I File For Bankruptcy, What Happens To My Credit Rating?

At Sawin & Shea, our clients are often concerned about having low credit scores. They wonder if bankruptcy will make the situation worse. On the contrary, bankruptcy can actually improve your credit and get you back on your feet financially. Here’s how an Indiana bankruptcy can help re-establish your credit. Will Bankruptcy Ruin My Credit [...]

How Does Indiana’s Bankruptcy Exemption Work?

When you file for a Chapter 7 bankruptcy in Indiana the law provides for bankruptcy exemptions for real and personal property that you can keep. A Chapter 7 bankruptcy is a liquidation. This means that the court is looking for non-exempt stuff that you own that they could sell to make some money to pay [...]

By |2020-02-06T13:26:05-05:00October 9th, 2019|Protection from Creditors|0 Comments

Can I Get Protection from Creditors While Going Through Bankruptcy?

Creditors are prohibited from engaging in debt collection after an individual files for bankruptcy. The Fair Debt Collection Practices Act (FDCPA) protects you from certain types of harassment by collection agents. If you are experiencing aggressive collection calls and letters, contact a bankruptcy law firm like Sawin & Shea to take action on your behalf. [...]

By |2020-07-09T15:07:34-04:00June 9th, 2017|Protection from Creditors|0 Comments