As long as you follow the rules, your bankruptcy process should go smoothly. However, many bankruptcy clients still worry if it’s possible that the bankruptcy court might reject their application for Chapter 7 debt relief. It’s unlikely if you are honest with your attorney and follow their instruction and advice. However, certain circumstances can delay … Read More
Bankruptcy isn’t something most people expect to deal with in their lives. However, about 770,000 people in the U.S. file for bankruptcy every year. The reasons range from unexpected problems from health issues to excessive spending, but the result is a huge pile of debt that’s almost impossible to surmount without the help of bankruptcy. … Read More
Do you know any debt that lasts more than one year is considered long-term debt? This includes any loan that involves making periodic payments for more than 12 months or any debt that can’t be paid off in full within one year. Most people have at least some type of long-term debt like a mortgage, … Read More
Marriage and bankruptcy have something big in common: They’re both about taking a bold step toward a new future. If you’re considering bankruptcy, you might wonder how it could affect your upcoming wedding, your married life, and the financial options you and your spouse will have down the road. You might also wonder how your marriage … Read More
Are you behind on house payments? Facing foreclosure? Wondering what will happen to your family’s home? You’re facing a very difficult situation, and you may be curious about how bankruptcy might be able to help. While bankruptcy isn’t a cure-all, it can improve your overall financial picture significantly, especially if you are falling behind on … Read More
Certain red flags signal an urgent need for you to pay attention to your bill paying, budgeting and bottom line. When these unmistakable signs are present, it’s time to investigate your options for bankruptcy and start making a new plan for your financial future. Could bankruptcy be the right choice for you? Take a closer … Read More
Almost half of all Millennials and Generation Xers are 90 days behind on at least one of their bills. Americans under age 50 are much more likely than their predecessors to struggle to pay for basic living expenses like rent, utilities and groceries. There’s a mix of reasons behind this phenomenon, including heavy student loan … Read More
Are you wondering if bankruptcy could be a good idea for you? Maybe you’re curious about whether it will be worth it and whether it will really improve your financial outlook. These are common concerns. Sometimes people hesitate before filing because they’re not sure about how a bankruptcy filing can help them. Doing nothing … Read More
If you’re buried in debt and overwhelmed with calls and messages from bill collectors, it’s time to look at your bankruptcy options. Chapter 7 and Chapter 13 bankruptcy are two common paths to finding a fresh financial future. Both of these options are designed to help people facing serious financial difficulties such as heavy … Read More
Chapter 13 bankruptcy is a way to reorganize your finances and ultimately start over with a clean slate. When creditors are calling and you never have enough money to catch up, Chapter 13 helps you stop the calls and make a new plan to move forward. It’s designed to help you meet your monthly … Read More
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No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
