24 hrs. Speak to an associate now: (317) 759-1483

Chapter 7

Home » Chapter 7
What Does the Bankruptcy Trustee Investigate?

What Does the Bankruptcy Trustee Investigate?

If you’re considering filing Chapter 7 or Chapter 13 bankruptcy, you need to be aware of the different components of the filing process, including the role of the bankruptcy trustee. The court-appointed bankruptcy trustee plays a vital role during bankruptcy because they represent debtors’ estates and will make recommendations to the bankruptcy court. When starting … Read More

Chapter 13 Bankruptcy and Tax Debt

Chapter 13 Bankruptcy and Tax Debt

If you’re struggling with overwhelming tax debts, you should consider all of your financial options, one of which is filing bankruptcy Chapter 13. With Chapter 13, you can pool all of your debts, including some types of tax debts, into a three-to-five-year repayment plan. You may not be able to pay off the entirety of … Read More

Indiana Increased Bankruptcy Exemptions in 2022. Here's How it Affects You.

Indiana Increased Bankruptcy Exemptions in 2022. Here’s How it Affects You.

Indiana allows debtors to exempt assets when filing for bankruptcy up to a certain monetary amount, and that amount recently increased. When filing, you are allowed to exempt a portion of your home’s equity, tangible personal property, and intangible personal property. In this blog, we’ll share the details regarding this exemption increase, the different exemption … Read More

Questions to Ask a Chapter 7 Bankruptcy Lawyer Before Filing for Bankruptcy

Questions to Ask a Chapter 7 Bankruptcy Lawyer Before Filing for Bankruptcy

Are you wondering how to file bankruptcy Chapter 7? Or if filing for bankruptcy is right for you? We’re here to help. If you’re struggling with debt and considering bankruptcy, speaking with a bankruptcy lawyer can help you determine your best options and give you some clarity on how the process works. At Sawin & … Read More

Adjustable-Rate Mortgages and Bankruptcy

Adjustable-Rate Mortgages and Bankruptcy

Adjustable rate mortgages have been on the rise in recent years. And although there are benefits to obtaining this type of mortgage, debtors often have to pay increased interest and monthly payments. These increased payments can put financial pressure on debtors, leading them to fall behind on their housing payments. If you’re at risk of … Read More

How to Remove Bankruptcy from a Credit Report

How to Remove Bankruptcy from a Credit Report

Although bankruptcy is often the only solution to get your finances back in order if you are struggling under mountains of debt, it does show up on your credit report for years, even after the bankruptcy has been discharged. Understandably, this can be frustrating, but there is no shame in filing for bankruptcy, and it … Read More

Rebuilding Your Finances: Credit Cards After Bankruptcy | Credit Tips

Rebuilding Your Finances: Credit Cards After Bankruptcy | Credit Tips

Bankruptcy is a great option for many, as it can help people get back on track with their finances. People can discharge their debts via Chapter 7 liquidation or can repay their debts over time through a Chapter 13 repayment plan. Plus, these bankruptcy options also provide protection from creditors. Although bankruptcy can help you … Read More

How Long After Bankruptcy Can I Get a Mortgage?

How Long After Bankruptcy Can I Get a Mortgage?

Filing for bankruptcy is never easy, but it can help you get back on the right path to financial freedom. However, the process can also temporarily affect your credit score and result in a period during which you are ineligible to apply for new loans. One common question we see with those considering bankruptcy is … Read More

How to Survive the Holidays During Bankruptcy

How to Survive the Holidays During Bankruptcy

The holidays are here once again. And although this is a season of joy, it’s also a time of overwhelming financial stress. If you’re struggling with crippling debt this holiday season, filing for bankruptcy may be your best option for getting your finances back on track.   Fortunately, filing for bankruptcy offers debt relief to help … Read More

What Happens to My Personal Loan After Bankruptcy?

What Happens to My Personal Loan After Bankruptcy?

When filing for bankruptcy, you can discharge certain types of personal loans, meaning that you’re no longer legally responsible for paying off the debt.  A variety of factors determine whether or not you’ll be able to discharge all of certain personal loans, including whether the loan is secured or unsecured and whether you file via … Read More

4701 North Keystone
Suite 210
Indianapolis, IN 46205
Phone: 
317-759-1483
Get Directions

Quality, Compassionate Representation

FOLLOW US

Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

$0 Down Attorney Fees

No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.