More than $1.5 trillion in student loan debt is currently owed in the U.S. by a total of more than 44 million people. Unfortunately, many of those people are unable to pay back their debt, and the student loan companies have no choice but to come after the co-signers on the loans: parents. Just as … Read More
It’s a common to hear that student loans can’t be wiped out by bankruptcy. In some cases, they can be – but it’s a difficult thing to accomplish. Simply filing for Chapter 7 or Chapter 13 bankruptcy won’t discharge student loans. Loans made for an educational purpose can only be discharged by filing a special … Read More
Imagine going through bankruptcy and being able to save your home, your car, the tools or equipment you need for your job and – most importantly – your peace of mind. When you file for bankruptcy, exemptions offer these opportunities. They can protect your assets and keep your payments low, so you can get back … Read More
Are you surprised when law enforcement or the motor vehicle department takes your driver’s license away? Are you having difficulty getting it back? Drivers can lose their licenses for a wide variety of reasons, including unpaid traffic tickets, building up too many points on your license, not having insurance, forgetting to renew it or simply … Read More
Bankruptcy gives you breathing room when bills are piling up, creditors are calling and you can’t catch a break financially. It eliminates many forms of debt and helps you create a clear path forward. As you explore filing for bankruptcy, the first question to arise is often: Which should I choose, Chapter 7 or 13? … Read More
When bills are piling up and you’re losing hope that there’s a light at the end of the tunnel, a bankruptcy reorganization plan can be the best path forward. and clarify the next steps in your financial future. Filing for bankruptcy keeps most creditors at bay so you get a chance to catch up. How … Read More
Filing for bankruptcy requires a proactive mindset. It’s not something that happens to you, it’s something you make happen. That’s why it’s important to prepare for bankruptcy and ensure you’re ready for everything to come. You’ll need to educate yourself about bankruptcy terms, fill out specialized forms and decide between Chapter 7 and Chapter 13 … Read More
When you file for bankruptcy in Indiana, there’s a lot to learn quickly. You’ll need to understand bankruptcy terms, fill out certain forms, and make some decisions about the best bankruptcy route for your financial circumstances. This includes making a choice between Chapter 7 and Chapter 13 bankruptcy. Let’s take a look at the common … Read More
Do you have equity in your home? If so, it’s an asset that can be protected, to a degree, during bankruptcy. When you file for Chapter 7 or Chapter 13 bankruptcy, the homestead exemption can help you safeguard your property and preserve your well-being. The homestead exemption differs by state, and there is also a … Read More
An emergency bankruptcy or skeleton filing is immediate action meant for immediate financial situations such as repossession, foreclosure sale, or wage garnishment. A skeleton filing gets bankruptcy protection, the automatic stay, in place faster by allowing you to file abbreviated paperwork for emergency bankruptcy. After filing the abbreviated paperwork, you have 15 days to complete … Read More
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No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
