Chapter 13 Bankruptcy

/Chapter 13 Bankruptcy

How Many Months Must Be in a Chapter 13 Plan?

Considering Chapter 13 bankruptcy? Then you’re probably wondering how long it will take. Chapter 13 bankruptcy takes a bit longer than Chapter 7, but it may be the best plan for you. Let’s look at the factors that determine how long a bankruptcy takes so you can get an idea of your bankruptcy’s timeframe. If [...]

Bankruptcy and Unemployment

Are you dealing with the double battle of losing your job while deeply in debt? Now you’ve lost your source of income while already struggling to pay your bills. In this situation, you may be wondering whether bankruptcy could be a good solution. After all, it’s nearly impossible to make progress on paying down your [...]

Credit Reporting During and After Bankruptcy

Have you wondered what will happen to your credit report during and after your bankruptcy? When you’re working with a bankruptcy attorney at Sawin & Shea, one of the services we offer is reviewing your credit report. Here’s why we do so and why it will be a huge help to you. And good news [...]

Need to Know About Debt Negotiation and Settlement?

If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. There are countless scams and “credit repair” cons trying to take advantage of your situation when you need help the most. Credit counseling and debt management agencies may be [...]

What Does a Chapter 13 Repayment Plan Look Like?

It’s a smart choice to file for Chapter 13 bankruptcy. Your bankruptcy plan will allow you to catch up on payments and settle your debts while giving you a chance to keep your home treasured belongings. If you have a job but you’re struggling to make your payments every month, Chapter 13 can help. In [...]

What Are My Repayment Obligations Under Chapter 13 Bankruptcy?

When you’re considering Chapter 13 bankruptcy, you’re also wondering how much of your debt you’d be obligated to pay back. Plus, you need to know how much time and paperwork it will take. Let’s take a look at a debtor’s obligations under Chapter 13 bankruptcy. This could be an excellent choice for you, depending on [...]

What Debts Will Remain After A Chapter 13 Discharge?

Chapter 13 bankruptcy can wipe out most kinds of debts and leave you with a much brighter financial picture. But Chapter 13 can’t discharge all types of debt you’ve taken on. Some debts will remain after your bankruptcy, although you’ll be in a much better position to handle them. Here’s a closer look at how [...]

Car Repossessions During the COVID-19 Crisis

https://youtu.be/gdVWshe9FAo Transcript Hi, I'm Andrew Sawin, an attorney at Sawin and Shea Bankruptcy Law Office. I'm here to talk to you today about repossessions. I know currently with this current COVID-19 crisis, many car lenders have voluntarily suspended repossessions. This is voluntary. There is no state mandate keeping them from repossessing cars. As you [...]

How Does The 2020 Cares Act Affect A Chapter 13 Bankruptcy?

https://youtu.be/kiHOqVgVQR4 Transcript Hello Richard Shea here with Sawin and Shea. I want to give you an update here related to the March 27th passage of the cares act in Congress. Now this is directed mainly towards people who are involved in active chapter 13 bankruptcies. Under the act, if you were in an act [...]

By |2020-06-29T15:03:46-04:00April 29th, 2020|Bankruptcy Law, Chapter 13 Bankruptcy|0 Comments

[Video] Is Chapter 13 Bankruptcy Often Called A Reorganization Bankruptcy?

  Chapter 13 bankruptcy is a way to reorganize your finances and ultimately start over with a clean slate. When creditors are calling and you never have enough money to catch up, Chapter 13 helps you stop the calls and make a new plan to move forward. It’s designed to help you meet your monthly [...]