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Building Credit During Chapter 13 Bankruptcy

Filing for chapter 13 bankruptcy can seem like a daunting task, but it’s often the right move for those who are facing foreclosure, repossession, or have exorbitant debts. If you’re thinking of filing for chapter 13 bankruptcy, you may have questions regarding how it will impact your credit score. In this blog, we discuss how … Read More

Filing Taxes After Filing for Bankruptcy

Filing Taxes After Filing for Bankruptcy

Filing your taxes and filing for bankruptcy are two things that can be confusing and challenging on their own. When you put the two together, it can cause debtors even more stress. However, understanding the basics and what to look out for can make the whole situation a lot easier. Filing your taxes after filing … Read More

Will Bankruptcy Erase ALL of My Debt?

Will Bankruptcy Erase ALL of My Debt?

Debt elimination is typically one of the primary reasons a debtor will pursue bankruptcy. While filing for bankruptcy is often the best course of action if you are overwhelmed by debt and struggling to stay afloat, it’s important to understand what debts can and cannot be discharged in bankruptcy. Bankruptcy can often eliminate most of … Read More

Can I Add a Creditor After My Bankruptcy is Filed

Can I Add a Creditor After My Bankruptcy is Filed?

Filing for bankruptcy is often a necessary yet scary and confusing process for debtors. No one plans to accumulate so much debt that they can’t pay it back, but things happen. While you may not want to file bankruptcy, it is often the best choice if you are struggling to get by. Though filing for … Read More

What Property Can I Keep After Filing for Bankruptcy

What Property Can I Keep After Filing for Bankruptcy?

The bankruptcy process involves looking at your assets. In a Chapter 7, or liquidation bankruptcy, some of your property may not be protected, and you could lose it. Every state has different property exemption rules. Most Chapter 7 filings are what we call a “no asset” case. However, after you file, a bankruptcy trustee will … Read More

Should I File for Bankruptcy Before or After the Holidays?

It’s that time of year again—the holidays will be here before you know it. Though this time is joyous for many, the financial pressure of buying gifts, hosting holiday meals, and spreading cheer can make the holidays stressful for those struggling to make ends meet. If you are struggling financially and feel bankruptcy is the … Read More

Am I Too Old to File for Bankruptcy?

Bankruptcy is often a valuable tool for overcoming debts, but it’s not for everyone. The number of individuals filing for bankruptcy has decreased in the last 20 years, but the number of older individuals declaring bankruptcy has increased. One in seven people filing for bankruptcy is older than 65. Many people wonder if they’re too … Read More

The Automatic Stay and Bankruptcy

The Automatic Stay and Bankruptcy

If you are facing overwhelming debt, you may feel like you’re drowning and have no options. However, though bankruptcy can seem scary, it is an option and one that can genuinely help you get back on your feet. There are benefits when you file for bankruptcy that protect you. Many people worry that bankruptcy will … Read More

Utility Bills and Bankruptcy

Utility Bills and Bankruptcy

When you are behind on payments to numerous creditors, you may decide to prioritize some payments over others, such as utility bills. Having your utilities shut off can be a disaster, especially if there are children in the household. So, you may be faced with a difficult decision when it comes to deciding which bills … Read More

Preferential Payments in Bankruptcy

What are Preferential Payments in Bankruptcy?

Prior to filing for bankruptcy, it is not uncommon for debtors to feel as though they have to make tough decisions regarding which creditors they can pay and which ones they can’t. This is usually because they don’t have the money to pay all of them, so they feel they need to rank which ones … Read More

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No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.