Do you know any debt that lasts more than one year is considered long-term debt? This includes any loan that involves making periodic payments for more than 12 months or any debt that can’t be paid off in full within one year. Most people have at least some type of long-term debt like a mortgage, … Read More
Certain red flags signal an urgent need for you to pay attention to your bill paying, budgeting and bottom line. When these unmistakable signs are present, it’s time to investigate your options for bankruptcy and start making a new plan for your financial future. Could bankruptcy be the right choice for you? Take a closer … Read More
Almost half of all Millennials and Generation Xers are 90 days behind on at least one of their bills. Americans under age 50 are much more likely than their predecessors to struggle to pay for basic living expenses like rent, utilities and groceries. There’s a mix of reasons behind this phenomenon, including heavy student loan … Read More
If you’re buried in debt and overwhelmed with calls and messages from bill collectors, it’s time to look at your bankruptcy options. Chapter 7 and Chapter 13 bankruptcy are two common paths to finding a fresh financial future. Both of these options are designed to help people facing serious financial difficulties such as heavy … Read More
Do you dread hearing the phone ring because bill collectors are calling? It’s time to take action against pushy creditors. When you file for bankruptcy, they are forced to stop contacting you. In fact, if they continue to keep contacting you after you file for bankruptcy, you could have a great case for a lawsuit … Read More
Chapter 20 bankruptcy isn’t actually an official part of the bankruptcy code. It’s more of a bankruptcy strategy you can use to clear your debts. The number twenty in the name comes from the combination of a Chapter 7 and a Chapter 13 bankruptcy. Choosing this approach can cause a positive effect on your financial … Read More
When considering your options for debt relief, ask yourself the following questions to help you decide which debt relief option is right for you. What Type of Debt Do I Owe? The type of debt you carry determines the extent of the actions that creditors can and will take to collect the monies owed. The … Read More
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.
