Richard Shea

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About Richard Shea

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So far Richard Shea has created 91 blog entries.

Bankruptcy and the Coronavirus Pandemic Video Transcript: Yes. Well, good morning. This is Richard Shea with Sawin & Shea. And as you can tell, we are up and running and operating as normal. Although we are not taking client appointments here in the office during this difficult time of Corona, but we are taking all of our appointments [...]

By |2020-07-09T14:35:41-04:00March 27th, 2020|Bankruptcy Law, Politics, Videos|0 Comments

Can I File for Bankruptcy More Than Once?

Close to half a million Americans file for bankruptcy each year and about 8% of them are pursuing bankruptcy for the second time. In fact, about 16% of all bankruptcy cases involve people who have filed more than once. Filing for bankruptcy a second time is allowed, with some important limitations. So if you’re curious [...]

Can Bankruptcy Help If I’m a Victim of a Scam?

In today’s world, the public is inundated with scams, a form of fraud that takes advantage of someone’s kind heart and eventually leads to their financial destruction. Scammers will contact people by phone, by email, through social media, online and any other way they can, sometimes impersonating trusted financial sources to trick you into revealing [...]

By |2020-02-20T08:27:26-05:00February 10th, 2020|Filing Bankruptcy in Indiana, Fraud, Scams|0 Comments

Why Are More Millennials Facing Bankruptcy?

The name millennials refers to a generation of people born between 1981 and 1996. Now in their 20’s and 30’s, they are building up an enormous amount of debt as they reach young adulthood. Experts estimate $1 trillion of all debt in the United States is now held by millennials, which is an increase of [...]

By |2020-01-20T08:43:04-05:00January 27th, 2020|Bankruptcy Law, Debt Relief, Debt Relief Solutions|0 Comments

If I Declare Bankruptcy, Will I Lose My Inheritance?

Bankruptcy courts are courts of equity. This means that the courts are trying to balance a Debtor receiving a discharge with trying to gather some funds for creditors to share. Timing is everything when it comes to keeping an inheritance while filing for bankruptcy. If you’re due to receive an inheritance - or if you [...]

By |2020-01-20T07:50:36-05:00January 14th, 2020|Bankruptcy Basics, Bankruptcy Law, Exemption Laws|0 Comments

What Are the Pros and Cons of Filing for Bankruptcy Under Chapter 7?

Chapter 7 bankruptcy is often considered the easiest and most efficient type of bankruptcy. It is certainly the most common. Of all bankruptcies filed in the U.S. each year, about 68% are filed under Chapter 7. But is Chapter 7 the best choice for you? Here’s a look at the pros and cons. What are [...]

By |2020-07-16T15:53:00-04:00November 26th, 2019|Bankruptcy Basics, Bankruptcy Law|0 Comments

Is There Any Way to Discharge Student Loan Debt Through Bankruptcy?

  If you do a little searching online, you’ll immediately see a loud-and-clear message about student loans and bankruptcy: Student loans are not dischargeable in bankruptcy. This isn’t the whole story. It’s not impossible to wipe out student loans by declaring bankruptcy. With the help of a qualified bankruptcy lawyer, together you can explore a [...]

By |2020-02-06T13:24:27-05:00October 30th, 2019|Bankruptcy Basics, Bankruptcy Law, Student Loans|0 Comments

How Does Indiana’s Bankruptcy Exemption Work?

When you file for a Chapter 7 bankruptcy in Indiana the law provides for bankruptcy exemptions for real and personal property that you can keep. A Chapter 7 bankruptcy is a liquidation. This means that the court is looking for non-exempt stuff that you own that they could sell to make some money to pay [...]

By |2021-01-22T14:42:02-05:00October 9th, 2019|Bankruptcy Law, Protection from Creditors|0 Comments

Can Bankruptcy Help Me With My Tax Debt?

If you’re thinking of filing for bankruptcy and you live in Indiana, you may be wondering whether it could eliminate your tax debt. Hoosiers can sometimes get their tax debt discharged during an Indiana bankruptcy. However, you may have received conflicting advice about whether or not it’s possible to make this happen. So let’s settle [...]

By |2021-01-22T14:48:13-05:00September 25th, 2019|Bankruptcy Law, Debt Relief, Taxes|0 Comments

How Do I Stop The Sheriff From Selling My Home In Indiana?

When your house is being sold at a sheriff’s sale, you’re at a critical time where you stand to lose your home forever. Here’s what many people don’t realize: Up until a certain point, you can stop a sheriff’s sale from happening and keep your home. The key is to act as quickly as possible. [...]

By |2020-02-06T13:33:47-05:00September 11th, 2019|Bankruptcy Basics, Bankruptcy Law|0 Comments