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Experienced Bankruptcy Attorneys Serving Westfield, Indiana

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Experienced Bankruptcy Attorneys Serving Westfield, Indiana

Living in Westfield, Indiana 

Westfield, Indiana’s population is just over 43,000 and growing steadily. This area has been booming for the past two decades, with explosive growth in both the number of residents and the number of businesses located here. 

Just 10 years ago, 15,000 fewer people called Westfield home. And 20 years ago in 2000, Westfield’s median household income was $52,963. Today, the median household income is $89,144 and rising. Westfield is very attractive to young professionals and families looking for a safe, upscale community that offers entertainment, restaurants, and employment options.

Westfield also has relatively close proximity to the big-city amenities of Indianapolis, but with a lower crime rate and a small-city vibe. There’s plenty of green space here, and the local paved asphalt greenway, the Monon Trail, is one of the midwest’s best bike trails.

About Bankruptcy in Westfield, Indiana

Across the U.S., the #1 cause of bankruptcy is medical debt. Other common causes include job loss, divorce, property damage, and unexpected emergencies that shake up your life and prevent you from paying your bills on time.

Here in Westfield, people sometimes go underwater on car payments, mortgage payments, and other monthly expenses before turning to bankruptcy. Westfield’s cost of living is much higher than the rest of the nation, with the average home here costing about $270,000 compared to a national average of about $142,500.

The truth is that financial challenges can impact anyone and you may need to file for bankruptcy in Westfield for a wide variety of reasons. Bankruptcy is a responsible choice that allows you to take control of your finances as you ease your overwhelming debt.

Chapter 7 bankruptcy is the nation’s most popular choice because it quickly liquidates all of your nonexempt property and is usually finalized quickly within a period of 3 to 6 months. If you need a fresh start fast, this might be the right choice if you qualify.

Chapter 13 takes 3 to 5 years, but it may allow you to maintain your good name with your creditors while keeping your home and other treasured belongings. Homeowners and business owners often choose Chapter 13 for a variety of reasons.

Nationwide and Local Bankruptcy Statistics


The total number of new bankruptcy filings in the U.S. fell for the 12-month period ending in March 2020. However, COVID-19 may have a long-term impact on the U.S. economy, creating medical bills, job loss, and other effects that increase the future level of bankruptcy filings.

U.S. Chapter 7 Filings 

2016: 523,394
2017: 488,417
2018: 480,933
2019: 477,417

U.S. Chapter 13 Filings

2016: 302,193
2017: 298,348
2018: 290,566
2019: 288,039


Indiana’s number of new bankruptcy filings has dropped in recent years, even as the number of Chapter 13 filings has risen.

Indiana Chapter 7 Filings 

2015: 7885
2016: 7168
2017: 6947
2018: 6853
2019: 6632

Indiana Chapter 13 Filings

2015: 3043
2016: 3015
2017: 2857
2018: 3030
2019: 3105


Hamilton County includes Westfield as well as Fishers, Carmel, and Noblesville. Here, Chapter 13 filings have risen and fallen over the years, staying at a fairly stable level overall. Chapter 7 filings have declined quite significantly.

Hamilton County Chapter 7 Filings 

  • 2015: 530
  • 2016: 438
  • 2017: 417
  • 2018: 472
  • 2019: 416

Hamilton County Chapter 13 Filings

  • 2015: 277
  • 2016: 276
  • 2017: 227
  • 2018: 273
  • 2019: 252

Your Westfield, Indiana Bankruptcy Courthouse Location

Westfield residents must file for bankruptcy through the United States Bankruptcy Court for Hamilton County. Please use the information below.

Birch Bayh Federal Building and the United States Courthouse
116 US Courthouse
46 East Ohio Street
Indianapolis, IN 46204

Counties Served:

Bartholomew, Boone, Brown, Clinton, Decatur, Delaware, Fayette, Fountain, Franklin, Hamilton, Hancock, Hendricks, Henry, Howard, Johnson, Madison, Marion, Monroe, Montgomery, Morgan, Randolph, Rush, Shelby, Tipton, Union, and Wayne.

Sawin & Shea – Westfield, Indiana Bankruptcy Attorneys

Filing for bankruptcy is not the end. It’s the beginning of a new financial life for you. The Westfield, Indiana bankruptcy attorneys at Sawin & Shea can help you get rid of the overwhelming debt and advise you on life after bankruptcy.  We are here for you during this life-changing process. Please do not hesitate to call us today at 317-759-1483 or send an email for a free consultation. We are ready to help.

4701 North Keystone
Suite 210
Indianapolis, IN 46205
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Quality, Compassionate Representation


Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

$0 Down Attorney Fees

No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.