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Experienced Bankruptcy Attorneys Serving Noblesville, Indiana

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Experienced Bankruptcy Attorneys Serving Noblesville, Indiana

Living in Noblesville, Indiana 

Noblesville, Indiana is one of the fastest-growing cities in the midwest with a population that has boomed from 51,000 in the year 2010 to almost 65,000 residents now. Situated north of Indianapolis in Hamilton County along the White River, Noblesville is at the heart of a densely-packed suburban/rural area with natural beauty and tree-lined streets. 

When you walk through downtown Noblesville, you see the charm of a small American city that still offers a genuinely old-fashioned atmosphere despite its steady growth in the past few decades. The city has excellent schools, low crime, lots of dining and entertainment options, and a quaint type of family-oriented nightlife. In the past, Noblesville has been named one of the best places to live for teleworking, sports fans, real estate investment, and young professionals and families.

Although there are endless job opportunities in Hamilton County and nearby Indianapolis, this can be an expensive place to live. Noblesville’s cost of living is almost exactly at the national average, but wealth has uneven distribution across the county. In some areas of Noblesville, an older house may cost around $80,000 but sit within a mile of multiple $500,000 homes. Rents are high here and some people find it more affordable to live in rural, outlying areas of Hamilton County.

About Bankruptcy in Noblesville, Indiana

People in Noblesville sometimes find themselves in need of bankruptcy when costs spiral out of control. For example, you may find yourself paying Noblesville’s average rent of about $1,100 while also making two car payments, paying household bills, and struggling to keep your job as local employers lay off workers. This is an area where COVID-19 has created widespread permanent job loss, according to economists.

The #1 cause of bankruptcy across the nation is medical debt, with job loss as a close second. Other common causes include divorce, property damage, and other sudden life circumstances that shake up your finances. Could you handle months or years of financial loss? What if you get seriously ill or lose your spouse? Situations like these are why people turn to bankruptcy.

A Noblesville bankruptcy attorney helps you understand your options and make choices that will stabilize your life. Many people in Noblesville opt for Chapter 7 bankruptcy if they qualify. In fact, Chapter 7 bankruptcy is the most popular choice in the U.S. because it quickly liquidates all of your non-exempt property and is usually finalized quickly within a period of 3 to 6 months.

As an alternative, Chapter 13 requires a longer timeframe of 3 to 5 years but it can also allow you to keep your good name with your creditors as you recover financially. Noblesville homeowners and business owners sometimes choose Chapter 13 and use exemptions along with it. Consult your bankruptcy attorney to discuss the best bankruptcy choice for your situation.

Nationwide and Local Bankruptcy Statistics


As you can see below, the U.S. Bankruptcy Court maintains an annual total of each year’s new bankruptcy filings and the total Chapter 7 filings fell for the period of 2016 to 2019, then rose in 2020 for the rolling year ending in March. This new rise in bankruptcy filings is predicted to continue due to the COVID-19 pandemic crisis and other economic factors, escalating gradually over a period of two or more years based on historic indicators.

U.S. Chapter 7 Filings

2016: 523,394
2017: 488,417
2018: 480,933
2019: 477,106
2020: 479,211

U.S. Chapter 13 Filings

2016: 302,193
2017: 298,348
2018: 290,566
2019: 288,039
2020: 277,353


Looking at the number of bankruptcy filings, Indiana’s number of Chapter 7 filings has dropped in recent years, while Chapter 13 filings have risen. Indiana’s full total of annual bankruptcies is available after the end of each current calendar year.

Indiana Chapter 7 Filings 

2015: 7885
2016: 7168
2017: 6947
2018: 6853
2019: 6632

Indiana Chapter 13 Filings

2015: 3043
2016: 3015
2017: 2857
2018: 3030
2019: 3105


Hamilton County includes Noblesville, Fishers, Carmel, and Westfield.

Chapter 7 Filings 

  • 2015: 530
  • 2016: 438
  • 2017: 417
  • 2018: 472
  • 2019: 416

Chapter 13 Filings

  • 2015: 277
  • 2016: 276
  • 2017: 227
  • 2018: 273
  • 2019: 252

Your Noblesville, Indiana Bankruptcy Courthouse Location

In Noblesville, you must file for bankruptcy through the United States Bankruptcy Court for Hamilton County. Please use the information below.

Birch Bayh Federal Building and the United States Courthouse
116 US Courthouse
46 East Ohio Street
Indianapolis, IN 46204

Counties Served:

Bartholomew, Boone, Brown, Clinton, Decatur, Delaware, Fayette, Fountain, Noblesville, Hamilton, Hancock, Hendricks, Henry, Howard, Johnson, Madison, Marion, Monroe, Montgomery, Morgan, Randolph, Rush, Shelby, Tipton, Union, and Wayne.

Sawin & Shea – Noblesville, Indiana Bankruptcy Attorneys

Filing for bankruptcy is not the end. It’s the beginning of a new financial life for you. The Noblesville, Indiana bankruptcy attorneys at Sawin & Shea can help you get rid of the overwhelming debt and advise you on life after bankruptcy.  We are here for you during this life-changing process. Please do not hesitate to call us today at 317-759-1483 or send an email for a free consultation. We are ready to help.

4701 North Keystone
Suite 210
Indianapolis, IN 46205
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Quality, Compassionate Representation


Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

$0 Down Attorney Fees

No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.