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Should I File Bankruptcy If I’m Unemployed?

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I’m Unemployed, Can I File a Chapter 7 or 13 Bankruptcy?

Often-times, we get contacted by folks who are not working and they ask us if they should file a bankruptcy. If you’re not working temporarily, it’s usually a good idea to look at filing a bankruptcy because there are income tests involved in a bankruptcy and the lack of employment and the lack of income can help you get past those income tests. On the other hand, if your unemployment is going to be long-term especially if there are other difficulties in your life like medical problems that are ongoing then it might be a good idea for you to wait to file for bankruptcy. Either way, we can let you know what the best option to take is in a free consultation. We’d be happy to meet with you, go over your situation, make sure that bankruptcy is the right thing to do and figure out if now is the time to do it. Get in touch with us as soon as you can for a free consultation. Please give us a call today at 317-759-1483.

About the Attorneys

Andrew Sawin received his Bachelor of Arts degree from Indiana University in 1989 and his Doctor of Jurisprudence from Indiana University School of Law – Indianapolis in 1995. He has concentrated his practice in the field of Consumer Bankruptcy for the past 15 years.

Richard Shea graduated from California State Polytechnic University, Pomona with a Bachelor of Science degree in Hotel & Restaurant Management in 1995 and received his Doctor of Jurisprudence from Indiana University School in 1998.

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Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

$0 Down Attorney Fees

No upfront attorney fees in qualifying cases. Pay only court filing fee, credit reporting fee, and pre-bankruptcy credit counseling session fee to get a case on file to stop garnishments, repossessions, and certain court actions. Restrictions may apply. Please call to discuss your situation and learn how we can help.